caramesin.com – Zecky Alatas, the plaintiff’s lawyer for PT Askrindo Retail Operations Manager Anton Fadjar Alogo, Siregar, explained that an agent or salesperson of an insurance company has the right to receive services if he does good at selling insurance products.
Zecky explained that it appears to be information from the insurance expert witness, Anas Lutfi, in the case of corruption charges in the financial management of PT Askrindo Partner Special (AMU) for the fiscal year 2016-2020 in the Jakarta Corruption Court and Thursday. . (4/8). List of the best insurance professionals in Indonesia
According to expert witnesses, he continued, the amount or method of the insurance broker or agent varies in value. “In practice and field, the average [commission] is 20,” Anas said. According to him, the committee is not clearly regulated by the provisions of the Financial Services Authority (OJK) or the law (UU). In this way, it becomes a branch of every insurance company. Because there is no strong security, Anas continued, the insurance company pays the employee or the seller through the work expenses or entertainment partners of the company. Since the income of the insurance companies depends on the commission, they have to implement some measures to retain the customers. Anas said, “Commission money received by these employees is often used for entertainment and affects third parties, as insurance companies often consider this,” said Anas.
According to him, other things that insurance companies usually do in managing committees are training their employees or holding conventions. “It’s possible and common sense that everyday behavior is often that way,” he said.
In this area, Zecky has thought about the problem of the distribution of representatives to directors and heads of branches of insurance companies. Anas replied that, in practice, the company’s funds are often divided into several parts that participate in the procurement process.
He continued, expenses do not require receipts. The problem is that the distribution of the commission is given directly to the structure of the company.
“Of course, no one has time to ask for evidence because they are always calculating [the distribution of work],” he said. Anas said that insurance companies in Indonesia are building subsidiaries as brokers for insurance products. “There is no insurance company without a worker,” he explained. FYI, in this case, PT AMU as a subsidiary of PT Asuransi Credit Indonesia (Askrindo) that works in the market or representative of insurance products. Agents can act as representatives of a company. Although an insurance broker or salesperson, as an insurance agent looking for the best products.
“For example, if we want to find insurance for a motorcycle online, they [find] usually sellers who help to find legal options,” he said. According to Anas, in the insurance industry, the insurance company needs employees or salespeople to increase product sales. POJK and Insurance Law No. 40 of 2014 regulate the issues of agents, brokers or dealers, insurance banks and insurance companies. Previously, the Beskal Team of Public Prosecutor (JPU) of the Central Jakarta District Prosecutor (Kejari Jakpus) wanted the former PT AMU Marketing Manager Wahyu Wisambada and PT Retail Operations Manager Askrindo and the commissioner of PT AMU, Anton Fadjar Alogo Siregar, to act. criminal acts of corruption and financial management of PT. AMU Fiscal Year 2016-2020. The main content of the indictment from the Central Jakarta Public Prosecutor’s Office was cited by the Central Jakarta SIPP District Court if Wahyu Wisambada and Anton Fadjar Alogo Siregar as the head of Retail Operations at PT Askrindo for the period of October 2017- March 2021. President of Human Resources and General Affairs of PT Askrindo for the year 2016-2020 Firman Berahima, President of PT AMU from 2012 to 2018 M Nyoman Sulendra, Special Director of PT AMU from June 2019 to April 2021 Frederick CV Tasyam, Executive Vice President. of PT AMU for June 2018-December 2018 Dwikora Harjo, caused financial loss to the state, make us grow or who is against the law.
For this action, the Central Jakarta Procuratorate wants Anton Fadjar Alogo Siregar and Wahyu Wisambada to violate Section 2 (1) or Section 3 in conjunction with Section 18 of Law (UU) number 31 of 1999 regarding the elimination of corruption crimes. as superseded by Law Number 20 of 2001. regarding the transmission of Law number 31 of 1999 regarding the elimination of criminal acts of corruption in connection with article 55, paragraph (1) of the 1st Penal Code.
Steps to identify a heritage expert
However, the most important question is how to determine the heir of your insurance policy? At least, there are three types of insured heirs, including:
First, you, as the insured, actually have an insurable interest in the beneficiary. What is insurable interest? This is a situation where the beneficiaries suffer because the Insured is the backbone or special financial support. Therefore, they will get the benefit in the form of Sum Assured (UP) from your insurance. It’s what it means
